LEARN Seminar Series - Business Legal & Insurance Matters - What You Need to Know From a Legal/Insurance Perspective When Operating a Business

We’re pretty sure that whoever came up with the phrase “business as usual” probably never owned their own business. Business is always changing – and these days, the speed of change is crazy fast.

We’re here to help. We’ve got a wealth of learning opportunities to keep you up-to-date, up-to-speed and armed with the info you need. Our latest seminar series is designed to help you navigate the legal and insurance sides of the business world.

The Legal Side will include:

Business structure: the differences between Partnerships, sole proprietorships, and Corporations;
“the Corporate Veil”: what exposure does a director of a corporation have personally; what liability are they shielded from by virtue of being incorporated;
What can be done to further protect personal assets from liabilities incurred through a business;
Shareholder/Partnership Agreements – why they are important and what can happen if you don’t have one;

Roy Hwang - Epstein & Associates

Roy Hwang attended the University of Toronto, where he obtained a Bachelor of Applied Science in Materials Engineering.

As an engineer, Roy worked in the computer and automotive industries before going on to obtain a Bachelor of Laws from the University of Western Ontario.

Prior to joining Epstein & Associates in 2010, Roy gained extensive experience in the litigation department of a full-service North York firm. He also consulted for a renewable energy systems company, working on technology development and patents. Mr. Hwang is a Partner at Epstein & Associates and in that role he manages the Real Estate department of the firm as well as number of key administrative aspects of the business. Roy is the go to member of the firm for Corporate Law and Real Estate Law questions.

Roy’s current practice focuses on Corporate Law and Real Estate law, as well as, Commercial Litigation and Mortgage Enforcement. He is a member of the Law Society of Upper Canada and the York Region Law Association.

The Business Insurance Side will include:

Business’ exposure to risk
Risk Management techniques to control insurance cost
Basic Business Insurance
Specialty Insurance
Emerging risks that need attention
Understanding the insurance marketplace

Simon Fenn - Fenn & Fenn Insurance Practice Inc.

Simon Fenn is Chairman of Fenn & Fenn Insurance Practice Inc., an independently owned Canadian boutique commercial insurance brokerage in Newmarket, Ontario with specialty operations including construction and chemistry industry risk and insurance consulting and broking and

insurance programmes. Fenn & Fenn considers itself a champion of small medium enterprise.

As a broker Fenn & Fenn Insurance Practice Inc. represents its’ customers first and foremost, not insurers. Fenn & Fenn has access to many major Canadian insurers and is a registered Coverholder with Lloyd’s of London. Incidentally, Fenn & Fenn also represents very likely the largest portfolio of industrial, commercial and institutional roofing contractors in Canada and Simon was awarded the Ontario Industrial Roofing Contractors Association 2015 Award of Merit for his contribution to the roofing industry since 2003.

Prior to founding Fenn & Fenn Insurance Practice Inc. in 2003 with his wife and President of Fenn & Fenn, Danielle Fenn, the majority of his nearly 40 year insurance career has been with major international insurance brokers, underwriting and reinsurance companies in Toronto.

Many of the Clients that Fenn & Fenn Insurance Practice Inc. is privileged to serve today, were referred by law practices or other satisfied Fenn & Fenn clients.

Simon is passionate about the need for business to better understand the importance of practicing risk management and purchasing correct insurance coverage. He loves the meaning of “disruption” today, not when he was in school, and has adopted the variation of a famous proverb “If it ain’t broke – fix it!”- meaning basically, anything can be done better.

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LEARN Seminar Series - Business Legal & Insurance Matters